Privacy & Terms | MNSV Cash Loans

Privacy Policy and Terms of Service

MNSV Cash Loans is committed to protecting your privacy and ensuring transparency in how we operate. As a registered NCR Credit Provider (NCRCP19960), we adhere to all relevant laws and regulations to ensure our services meet the highest standards of trust, security, and professionalism. By accessing or using our services, you agree to the terms outlined in this Privacy Policy and Terms of Service.

Privacy Policy

1. Information We Collect

To provide you with our financial services, we collect the following types of information:

• Personal Information: Includes your name, ID number, contact details, and employment information.
• Financial Information: Bank account details, proof of income (e.g., payslips), and credit history to determine your eligibility for loans.
• Technical Information: IP addresses, browser type, and usage data collected through cookies to improve website functionality.

2. Use of Personal Information

Your information is used for the following purposes:

• To process and evaluate your loan applications.
• To comply with legal obligations under the National Credit Act and other applicable laws.
• To communicate with you regarding your account, applications, and repayments.
• To improve our products and services through customer feedback and data analysis.

3. Sharing of Information

We only share your personal information under the following circumstances:

• With credit bureaus and regulatory authorities as part of compliance obligations.
• With third-party service providers who assist in delivering our services (e.g., payment processors), bound by confidentiality agreements.
• When required by law or in response to legal processes.

4. Data Security

We implement industry-standard security measures to protect your data from unauthorized access, alteration, or destruction. This includes encrypted data storage, secure servers, and regular security audits.

5. Your Rights

You have the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or outdated information.
• Withdraw consent for certain data processing activities, subject to legal and contractual limitations.

If you wish to exercise these rights, please contact us at info@mnsv.co.za or cashloan@mnsv.co.za.

Terms of Service

1. Eligibility

To access our services, you must:

• Be at least 18 years old.
• Possess a valid South African ID.
• Have proof of income and an active bank account.

2. Use of Services

By using our website and services, you agree to:

• Provide accurate and truthful information when applying for loans.
• Comply with all applicable laws and regulations.
• Use our services for lawful purposes only.

3. Loan Terms and Repayment

All loan amounts and repayment terms are subject to approval based on affordability and creditworthiness. Repayments must be made as per the agreed terms. Late payments may incur penalties as outlined in your loan agreement.

4. Limitation of Liability

MNSV Cash Loans will not be held liable for any indirect, incidental, or consequential damages arising from the use of our services. Our liability is limited to the extent permitted by law.

5. Modifications to Services

We reserve the right to modify, suspend, or discontinue our services or any part thereof at any time, with or without prior notice.

6. Governing Law

These terms and conditions are governed by the laws of South Africa. Any disputes arising from these terms will be resolved in accordance with South African law.

Contact Us

If you have any questions about this Privacy Policy or Terms of Service, please contact us at:

• Email: info@mnsv.co.za or cashloan@mnsv.co.za

Thank you for choosing MNSV Cash Loans. Your trust is our priority, and we are committed to providing reliable financial services while protecting your privacy and rights.

Last Updated: 21 December 2024